| Loan Type | Term in Months | APR Discount Rate | |
|---|---|---|---|
|
New Vehicle (No boat loans) |
100% Financing | ||
| Up to 36 | 5.49% | ||
| 37 to 60 | 6.00% | ||
| 61 to 72 | 7.000% | ||
|
Used Vehicle ( No boat loans) |
Within 5 years | ||
| up to 36 | 6.00% | ||
| 37 to 60 | 6.49% | ||
|
Older Used Vehicle (No boat loans) |
|||
| Within 10 years | up to 60 | 7.00% | |
| Greater than 10 years | up to 48 | 9.00% | |
| Signature Loans* | |||
| All | up to 60 | 11.00% | |
| Share Secured | |||
| All | up to 60 | 4.99% | |
| Home Equity* | |||
| All | 15 Years Semi-Annually Adjusted | WSJ Prime Rate Minimum Rate 4.00% |
The results of this loan payment calculator are for estimation purposes only.
*Vehicle loans must be registered in California
3X monthly salary or $20,000 whichever is less
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Max of $250,000 up to 80% of appraisal including first mortgage.
Discounted rates are for loans paid by payroll deduction or automatic ACH payment from your checking account otherwise add 2.0%.
These rates for are for new loans only. Existing loans cannot be refinanced at a lower rate.
Members are limited to two concurrent unsecured loans. Unsecured loans are eligible for refinance after one year.
Loan approvals are not automatic, but are based on character and ability to repay. Loan insurance for former and retired employees is subject to approval by the insurance carrier.
POLICIES MAY BE CHANGED WITHOUT PRIOR NOTICE
